The Truth About Today’s Housing Market

The Truth About Today’s Housing Market:

If you’ve been online lately, you’ve probably seen the dramatic headlines warning of an impending housing “crash.” It’s a narrative that spreads quickly, but it’s not one supported by the numbers.

At Wilson Group, we like to look past the noise and focus on facts. And according to the latest Home Price Expectations Survey from Fannie Mae, which gathers insights from over 100 leading housing market experts each quarter, the data tells a clear story: Home prices are projected to keep rising nationally through at least 2029.

What the Experts Are Actually Predicting

Here’s what the forecasts show:

• Even the most cautious experts see prices rising about 5% over the next few years.
  
  

• On average, home values are expected to appreciate roughly 15% by the end of 2029.
  
  

• The most optimistic projections show nearly 26% growth during that time.
  
  

In other words, no credible expert is predicting a crash.

A Healthier, More Sustainable Market

The rapid price gains of 2020–2022 were never meant to last. Double-digit annual appreciation has given way to something much more sustainable. 2–3% growth per year, which is right in line with long-term historical trends.

This isn’t a downturn. It’s a return to balance.

What This Means for Our Clients

For sellers, the message is simple: prices aren’t falling, they’re stabilizing. Well-priced homes are still moving, especially when they’re marketed effectively. You might not see the bidding wars of previous years, but strong, motivated buyers are still out there.

For buyers, this is a great reminder that waiting for a “crash” could mean missing out on years of potential appreciation and the interest deduction on your taxes. With inventory still limited, housing values remain well-supported and history continues to show that real estate is one of the most consistent long-term investments out there.

Let’s Look at Your Local Market

Of course, national data only tells part of the story. Every local market moves at its own pace. If you’d like a personalized snapshot of what’s happening in your area—price movement, inventory levels, and buyer demand for your ZIP code or city/town, our team can send you the latest numbers.

Reach out, and we’ll put together a quick, easy-to-read breakdown tailored to your market.

Bottom Line

The market isn’t crashing, it’s correcting into a healthier rhythm. With the right strategy, clear information, and expert guidance, buyers and sellers can both find success in today’s environment.

At Wilson Group, we’re here to make sure our clients stay informed, confident, and positioned to win, no matter what the headlines say.

Here is what Rachael Smith has to say about this...